State Rate Comparison

Indiana vs Kentucky

Electricity Rates Comparison

Data from U.S. Energy Information Administration (EIA) · November 2025

Residential Rate
IN17.41¢/kWh
KY13.70¢/kWh
Kentucky is 3.71¢/kWh cheaper
Avg Monthly Bill
IN$156.89
KY$143.37
Kentucky saves $13.52/month
Avg Monthly Usage
IN901 kWh
KY1,047 kWh
Difference: 146 kWh/month

Detailed Rate Comparison

Indiana
RegulatedMidwestRate Rank: #20/51
Residential17.41¢/kWh
Commercial13.64¢/kWh
Industrial8.77¢/kWh
Avg Monthly Bill$156.89
Avg Monthly Usage901 kWh
Bill Rank (highest)#18/51
Prior Year Rate14.33¢/kWh
YoY Change3.1¢
Kentucky
RegulatedSouthRate Rank: #40/51
Residential13.70¢/kWh
Commercial11.75¢/kWh
Industrial6.98¢/kWh
Avg Monthly Bill$143.37
Avg Monthly Usage1,047 kWh
Bill Rank (highest)#30/51
Prior Year Rate13.09¢/kWh
YoY Change0.6¢

Compared to National Average

MetricIndianaKentuckyNational Avg
Residential Rate (¢/kWh)17.41¢13.70¢17.24¢
Commercial Rate (¢/kWh)13.64¢11.75¢
Industrial Rate (¢/kWh)8.77¢6.98¢
Avg Monthly Bill$156.89$143.37$152.02
Avg Monthly Usage (kWh)9011,047
Market Typeregulatedregulated

Frequently Asked Questions

Which state has cheaper electricity, Indiana or Kentucky?

Kentucky has a lower residential electricity rate at 13.70¢/kWh compared to Indiana's 17.41¢/kWh — a difference of 3.71¢/kWh (27.1%).

What is the average monthly electric bill in Indiana vs Kentucky?

The average monthly electric bill in Indiana is $156.89 (901 kWh/month), while in Kentucky it is $143.37 (1047 kWh/month). The national average is $152.02.

Is Indiana or Kentucky electricity market regulated or deregulated?

Indiana has a regulated electricity market, while Kentucky has a regulated market.

How do Indiana and Kentucky electricity rates compare to the national average?

The national average residential rate is 17.24¢/kWh. Indiana is above the national average at 17.41¢/kWh, and Kentucky is below the national average at 13.70¢/kWh.

Wondering if your bill is accurate?

Whether you're in Indiana or Kentucky, Utility Check can verify your electricity bill for billing errors and rate accuracy.