Xcel Energy provides electricity service to St. Paul and the surrounding Minnesota area. The local climate significantly impacts energy costs throughout the year.
12.5¢/kWh
Average residential rate
The average St. Paul residential customer pays approximately 12.5¢ per kilowatt-hour. Your actual rate depends on your specific rate plan, usage tier, and time of use.
| Plan | Base Rate | Peak Hours | Best For |
|---|---|---|---|
| Standard Residential Plan | $0.13/kWh (summer), $0.11/kWh (winter) | N/A | Customers with consistent energy usage throughout the day. |
| Time-of-Day Plan | $0.26/kWh (on-peak, summer), $0.21/kWh (on-peak, winter), $0.05/kWh (off-peak) | 9 a.m. to 9 p.m. weekdays | Customers who can shift their electricity usage to off-peak hours. |
| Limited Off-Peak Plan | $0.04656/kWh (off-peak), $0.421/kWh (on-peak) | 6:30 a.m. to 10 p.m. daily | Customers with electric thermal storage heating, radiant floor heating, or electric water heaters. |
| Averaged Monthly Payment (AMP) | Based on your average annual electricity usage. | N/A | Customers who want a predictable monthly bill. |
Standard Residential Plan: Customers with consistent energy usage throughout the day.
Time-of-Day Plan: Customers who can shift their electricity usage to off-peak hours.
Limited Off-Peak Plan: Customers with electric thermal storage heating, radiant floor heating, or electric water heaters.
*Rates shown are approximate and subject to change. Verify current rates at xcelenergy.com.*
St. Paul's climate significantly impacts energy costs throughout the year.
| Season | Typical Bill Range | Primary Driver |
|---|---|---|
| Summer (Jun-Aug) | $150-$300 | Air conditioning |
| Winter (Dec-Feb) | $80-$180 | Heating |
| Spring/Fall | $70-$120 | Baseline usage |
*Bill estimates based on average St. Paul household usage of 1,100 kWh/month.*
Xcel Energy rates in St. Paul have changed over the past several years:
Recent rate adjustments have been approved by the state utility commission.
Xcel Energy serves St. Paul and surrounding areas in Minnesota.
Common questions about Xcel Energy service in St. Paul, Minnesota — including current rates, billing, outage reporting, and how to verify your bill is accurate.
No upload required. Enter two numbers from your bill to see if it falls within typical ranges.
Most utility bills are calculated correctly.
This quick check helps you understand if your bill stands out from typical ranges. It cannot determine accuracy without a full bill review.
The "Total Amount Due" on your bill
Usually labeled "Total kWh" or "Usage"
Disclaimer: This tool provides a rough estimate based on typical residential rates. It does not account for fixed charges, demand charges, time-of-use pricing, taxes, fees, or other bill components. Results are for informational purposes only and should not be considered financial or legal advice. We cannot determine billing accuracy without reviewing your full bill.
Get Rate Change Alerts
Be the first to know when Xcel Energy files for a rate increase or decrease.
Free alerts. Unsubscribe anytime. We never share your email.
Navigate Xcel Energy's Colorado rate plans and learn about Solar*Rewards programs.
Discover the 7 most common hidden causes of high electric bills and how to fix them.
A complete line-by-line breakdown of every charge on your electric bill.