Oncor Bill Explained: Understanding Every Charge

Last updated: January 2026
Sponsoredvia Angi · Free quotes

Top-Rated Home Pros Near You

Find pre-screened, customer-rated contractors for any home project. Free quotes, side-by-side.

Utility Check earns a commission when you connect with a pro through Angi. This doesn't affect the price you pay. How we make money.

Your electricity bill in Oncor territory contains charges from both your retail electricity provider (REP) and Oncor as the transmission and distribution utility. Understanding each component helps you verify accuracy and find savings.

Energy Charges

Energy charges come from your retail electricity provider and include:

  • Energy charge: Per-kWh cost for the electricity itself
  • Base charge: Fixed monthly fee (varies by provider)
  • Usage credits/fees: Bonuses or penalties at certain usage levels

These charges vary based on your chosen plan and provider.

Oncor TDU Charges

Oncor's TDU charges cover delivery and include:

  • Delivery charges: Per-kWh cost for transmission and distribution
  • Customer charge: Fixed monthly meter and service fee
  • System benefit fund: State-mandated assistance programs

TDU charges are the same regardless of your REP.

Taxes and Fees

Additional charges may include:

  • State and local taxes
  • Franchise fees (paid to your city)
  • Regulatory fees

These typically add 5-10% to your base charges.

Key Items to Check

  1. Verify your meter readings match your usage
  2. Calculate your effective rate and compare to your EFL
  3. Check for any unexpected fees or charges
  4. Confirm your plan type (fixed vs. variable)
  5. Look for usage credits if your plan offers them

Want to lower your monthly bill?

See our independently-tested 2026 picks for thermostats, water heaters, and more — the products that actually move the needle on a Oncor bill.

Paying too much with Oncor? See if solar makes sense.

Get up to 7 solar quotes from pre-screened installers serving TX — takes 2 minutes and there's no obligation to buy.

Compare free solar quotes

Powered by EnergySage · Free · No obligation

Disclosure: Utility Check earns a commission if you request quotes through this link, at no cost to you.

Find a licensed pro for any home project

Angi matches you to pre-screened, customer-rated contractors in your area — HVAC, plumbing, electrical, roofing, windows, handyman, and more. Free quotes.

Find top-rated pros on Angi

Disclosure: We may earn a commission at no cost to you.

More About Oncor Billing

Tools & Resources

Frequently Asked Questions

Why does my bill show charges from both my REP and Oncor?

In Texas's deregulated market, your REP provides the electricity and Oncor delivers it. Some REPs show these separately, while others bundle them together. Either way, you're paying for both.

What is the System Benefit Fund charge?

The System Benefit Fund is a state-mandated charge that funds low-income assistance programs, customer education, and other public benefits. It's a small per-kWh charge on all Texas electricity bills.

Can I dispute charges on my bill?

Yes, contact your REP for energy charge disputes or Oncor for TDU charge disputes. You can also file complaints with the Public Utility Commission of Texas if issues aren't resolved.