Is My SDG&E Bill Correct? How to Verify

Last updated: January 2026

While SDG&E billing errors are relatively rare thanks to smart meter automation, they do occur. Given SDG&E's high rates, even small errors can result in significant overcharges. Knowing how to verify your bill helps you catch mistakes.

Verify Meter Reading

Start by checking your meter reading:

  1. Find the "previous" and "current" readings on your bill
  2. The difference should equal your usage in kWh
  3. Check if the reading was actual or estimated
  4. Compare to your typical usage for this time of year

Check Rate Application

Verify your rates are applied correctly:

  • Confirm you're on the correct rate plan
  • Check that baseline allowance matches your zone
  • Verify TOU periods are calculated correctly
  • Ensure any discounts (CARE, FERA, Medical Baseline) are applied

Common Billing Issues

  1. Wrong rate plan applied
  2. Missing CARE/FERA discount
  3. Incorrect baseline zone
  4. Estimated read significantly off from actual
  5. SDCP charges applied when you opted out
  6. Duplicate charges or adjustments

If you find an error, contact SDG&E customer service or upload your bill for independent verification.

Quick SDG&E Bill Check

Enter your bill details below to see if your rate appears typical for SDG&E customers.

Quick Bill Sanity Check

No upload required. Enter two numbers from your bill to see if it falls within typical ranges for SDG&E.

Most utility bills are calculated correctly.

This quick check helps you understand if your bill stands out from typical ranges. It cannot determine accuracy without a full bill review.

The "Total Amount Due" on your bill

Usually labeled "Total kWh" or "Usage"

Disclaimer: This tool provides a rough estimate based on typical residential rates. It does not account for fixed charges, demand charges, time-of-use pricing, taxes, fees, or other bill components. Results are for informational purposes only and should not be considered financial or legal advice. We cannot determine billing accuracy without reviewing your full bill.

Want a Definitive Answer?

The sanity check above provides context, but it can't verify your actual bill. Upload your SDG&E bill for a complete verification of billing math, rate application, and usage patterns.

One-time $19.99 · Read-only analysis · No account access required

More About SDG&E Billing

Tools & Resources

Frequently Asked Questions

How do I dispute an SDG&E bill?

Contact SDG&E customer service at 1-800-411-7343 to dispute a bill. Have your account number and specific concerns ready. You can also file a complaint with the California Public Utilities Commission.

Can I get a refund if SDG&E overcharged me?

Yes, if SDG&E confirms a billing error, they will credit your account for the overcharge. For significant overcharges, you may be able to request a refund check.

How long does SDG&E keep billing records?

SDG&E maintains billing records for at least 3 years. You can access your billing history through your online account.