ComEd Payment Options & Assistance

Last updated: January 2026

ComEd offers multiple ways to pay your bill and assistance programs if you're struggling to keep up with payments.

Payment Methods

  • Online: ComEd.com or mobile app (free)
  • Auto-Pay: From checking/savings or credit card
  • By Phone: 1-800-588-9477 ($2.50 fee for agent)
  • In Person: Authorized payment locations
  • By Mail: Check or money order

Budget Billing

Spread your annual costs evenly:

  • Based on 12-month usage history
  • Reviewed and adjusted quarterly
  • Helps with monthly budgeting
  • No additional fees

Payment Assistance Programs

  • LIHEAP: Federal/state funded assistance for heating and cooling costs
  • PIPP: Pay based on percentage of income
  • ComEd CARE: Connects customers with assistance programs (1-888-806-2273)
  • Utility Bill Assistance Funds: One-time emergency assistance

Quick ComEd Bill Check

Enter your bill details below to see if your rate appears typical for ComEd customers.

Quick Bill Sanity Check

No upload required. Enter two numbers from your bill to see if it falls within typical ranges for ComEd.

Most utility bills are calculated correctly.

This quick check helps you understand if your bill stands out from typical ranges. It cannot determine accuracy without a full bill review.

The "Total Amount Due" on your bill

Usually labeled "Total kWh" or "Usage"

Disclaimer: This tool provides a rough estimate based on typical residential rates. It does not account for fixed charges, demand charges, time-of-use pricing, taxes, fees, or other bill components. Results are for informational purposes only and should not be considered financial or legal advice. We cannot determine billing accuracy without reviewing your full bill.

Want a Definitive Answer?

The sanity check above provides context, but it can't verify your actual bill. Upload your ComEd bill for a complete verification of billing math, rate application, and usage patterns.

One-time $19.99 · Read-only analysis · No account access required

More About ComEd Billing

Tools & Resources

Frequently Asked Questions

How do I set up ComEd auto-pay?

Log into your ComEd account online or through the mobile app, go to Payment Options, and select Auto Pay. You can use a bank account or credit/debit card.

What assistance is available if I can't pay my ComEd bill?

Options include LIHEAP, PIPP (percentage of income payment), ComEd CARE referrals, and utility bill assistance funds. Contact ComEd at 1-888-806-2273 or apply through your local CEDA office.

Can ComEd disconnect my power in winter?

Illinois has winter disconnection protections. ComEd cannot disconnect residential customers for non-payment when temperatures are forecast to be 32°F or below. However, you should still contact ComEd to set up a payment arrangement.