Estimate your monthly electric bill in New York. The state averages 22.6¢/kWh — about 38% above the national average of 16.4¢/kWh.
Cold winters drive heating load (mostly gas, but electric resistance in older NYC apartments); mild summers limit AC use except in heat waves.
Typical New York household: 600 kWh/month
New York avg: 22.6¢/kWh · National avg: 16.4¢/kWh
Your Estimated Monthly Bill
$136
600 kWh × 22.6¢/kWh
Annual
$1627
vs. National Avg
+$446/yr
Bills include base rate, fuel charges, riders, and the customer charge. Actual bills vary 10-20% from estimates. Run a free bill audit to spot billing errors.
All-in residential rates including base charge, fuel/rider charges, and customer fee spread over typical usage.
| Utility | Customers | Rate (¢/kWh) | vs. New York Avg |
|---|---|---|---|
| Con Edison (NYC, Westchester) | 3.5M | 32.5¢ | +9.9¢ |
| National Grid Upstate | 1.7M | 18.4¢ | -4.2¢ |
| NYSEG | 900K | 17.6¢ | -5.0¢ |
| Rochester Gas & Electric (RG&E) | 380K | 18.8¢ | -3.8¢ |
| Central Hudson | 300K | 21.0¢ | -1.6¢ |
| Orange & Rockland | 300K | 24.8¢ | +2.2¢ |
Typical monthly residential bills for a single-family home. Bills can vary 30-50% based on home size, AC use, and rate plan.
New York City
$156/mo
480 kWh typical
Buffalo
$118/mo
640 kWh typical
Rochester
$124/mo
660 kWh typical
Syracuse
$125/mo
680 kWh typical
Albany
$130/mo
620 kWh typical
Yonkers
$176/mo
540 kWh typical
Three of the highest-leverage tactics for New York households in 2026.
New York is deregulated — but most ESCO (Energy Service Company) deals cost MORE than utility default. Check PSC's apples-to-apples comparison before switching.
The Home Energy Assistance Program covers $500-$900/year for income-eligible NY households. Apply November 1 each year.
Con Edison's voluntary TOU rate (Rate I) saves 15-25% for households that can run heavy appliances after 10 PM.
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